Payment methods

Checkout Finland

Checkout is a safe payment method for you. We have a payment institution licence granted by the Financial Supervisory Authority. The service is maintained by Checkout Finland Oy (Business ID 2196606-6) and Checkout Finland Oy is part of OP Financial Group.

Checkout payment service will forward your payment to the merchant. If checkout Finland Oy appears on your bank statement or credit card bill, we have forwarded your payment.

E-commerce acts as a marketer of products and services and as a supplier of products to the customer. The online store takes care of the statutory and self-defined obligations related to the transaction. If you wish to reclamate or return the product, you should contact the online store where the product was ordered directly.

Bank charges

You have payment buttons for all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpanki, Osuuspanki, POP Bank, Säästöpanki, S Bank and Ålandsbanken. Checkout Finland Oy appears as the payer on your bank statement, we will forward your payment to the online retailer. From the online store, you will be directed directly to your bank to make the payment securely.

Checkout Finland also offers the possibility to pay using a credit transfer form.

Credit card payments

You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express cards. The online store uses international Verified by Visa, MasterCard SecureCode, and American Express SafeKey authentication services.

Checkout appears as the payer with a card invoice and forwards the payment card payment paid by the customer directly to the merchant. Card payment is done safely on a secure payment form and the payment card information is not stored in the online store's systems.

Mobile payment methods

Mobile payment methods Pivo, MobilePay, Masterpass and Siirto are services that work in the app and can be used to pay online purchases by bank transfer from their account or card payment card by accepting payment in that app. Pivo also manages transfer payments, in which case the payment can be accepted in any application that supports the Transfer.


The terms and conditions are available on Pivo's website:


Payment terms are available on MobilePay's website:

E-mail invoice

If you wish, you can pay for the services by invoice/reference invoice. When you pay for services on the invoice, the services are not activated automatically. The service is activated after the first payment.


You can also request an invoice in the form of an e-invoice. Please provide us with the details of your e-invoicing at the time of ordering.

Paper invoice

Tuonetti is not in favour of paper invoicing. We strive to be as ecological a company as possible. However, if you need a paper invoice, a billing fee of EUR 10 will be added.